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True Value Calc
Every Calculator, Converter and Utility You'll Ever Need

True Value Calc gives you 583 free professional calculators, converters & charts for finance, health, math, science, and everyday life — fast, accurate, and completely free.

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Financial Calculators
Highest revenue tools — mortgage, loans, retirement & investing
359 tools
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Mortgage Calculator
Monthly payment, PITI, amortization schedule for any US home loan.
Home LoanPITI
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Salary Calculator
Take-home pay after federal taxes, FICA & 401(k) deductions.
PaycheckTax
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Loan Calculator
Monthly payments for personal, auto, and student loans.
PersonalStudent
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Income Tax Calculator
2025 federal tax owed, effective rate & bracket breakdown for any income.
Federal TaxIRS
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Auto Loan Calculator
Car payment with trade-in, sales tax & true cost of ownership.
Car LoanTrade-In
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Refinance Calculator
Find your break-even point and total savings from refinancing your mortgage.
RefiSavings
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Retirement / 401(k)
Project your retirement balance with employer matching & inflation.
401kRetirement
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Compound Interest
See how investments grow over time with monthly contributions.
InvestingSavings
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Credit Card Calculator
Find out how long to pay off your credit card and how much interest you'll pay.
Credit CardInterest
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House Affordability
Find your maximum home price based on income, debts, and down payment.
HomeDTI
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Investment Calculator
Project investment growth with monthly contributions, inflation, and tax adjustments.
InvestingGrowth
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HELOC Calculator
Draw period & repayment payments, payment shock & amortization schedule.
Home EquityHELOC
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Sales Tax Calculator
Add sales tax or find pre-tax price. Rates for all 50 US states.
Sales TaxReverse
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Debt Payoff Calculator
See exactly when you'll be debt-free and how much interest you'll save.
DebtPayoff
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Student Loan Calculator
Compare repayment plans and calculate payoff date for student loans.
Student LoanIDR
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Personal Loan Calculator
Monthly payment, total interest, and APR including origination fees.
PersonalAPR
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ROI Calculator
Return on investment, annualized CAGR & profit/loss for any investment.
ROICAGR
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CAGR Calculator
Compound Annual Growth Rate — annualized return for any investment or asset.
CAGRAnnualized
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Roth IRA Calculator
Project tax-free Roth IRA growth and compare to traditional IRA tax savings.
Roth IRATax-Free
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FIRE Calculator
Your Financial Independence number, years to FIRE & projected retire date.
FIREFI
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Currency Converter
Convert between 28 major world currencies — USD, EUR, GBP, JPY & more.
ForexExchange
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Take-Home Paycheck
Exact take-home pay per paycheck after taxes & deductions.
PaycheckTax
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Amortization Calculator
Full amortization schedule with year-by-year breakdown and extra payment savings.
ScheduleLoan
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401K Calculator
Project your 401(k) balance with employer matching and inflation adjustment.
401kRetirement
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Home Equity Loan
Calculate payments and available equity for a fixed home equity loan.
EquityFixed
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Mortgage Recast
Lower your monthly payment with a lump-sum paydown — no refinancing needed.
RecastSavings
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Rental Property
Analyze cash flow, cap rate, and cash-on-cash return for any rental property.
Cap RateCash Flow
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Auto Lease Calculator
Calculate monthly lease payment using money factor, residual value, and fees.
LeaseAuto
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CD Calculator
Calculate CD interest earnings and compare rates across different term lengths.
CDAPY
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IRA Calculator
Compare Traditional vs Roth IRA growth and lifetime tax impact.
IRATax
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Future Value Calculator
Calculate the future value of any investment with compounding and contributions.
FVCompound
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Inflation Calculator
Adjust dollar amounts for inflation and see how purchasing power changes over time.
InflationCPI
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Rent vs Buy Calculator
Break-even point, true 10-year cost & opportunity cost comparison.
Break-EvenHousing
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Debt Consolidation
Compare keeping separate debts vs consolidating into one lower-rate loan.
ConsolidateSavings
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Debt-to-Income Ratio
Calculate your DTI ratio and see if you qualify for a mortgage or loan.
DTIQualify
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Coast FIRE Calculator
Find the amount to invest now so compounding covers your retirement goal.
Coast FIREFI
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Gross Margin Calculator
Calculate gross profit margin, markup, and cost ratio for any product or service.
MarginMarkup
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Net Worth Calculator
Total assets minus liabilities — track your true net worth and wealth tier.
AssetsWealth
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Budget Calculator
50/30/20 budget rule — split income into needs, wants, and savings automatically.
Budget50/30/20
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Savings Calculator
See how your savings grow with compound interest and monthly contributions.
HYSACompound
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Mortgage Payoff
Pay off your mortgage early — see interest saved and new payoff date.
Extra PaymentsSavings
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Down Payment Calculator
Compare 3%, 5%, 10%, 20% down — PMI, closing costs & total cash needed.
Down PaymentPMI
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Social Security Calculator
Estimate your benefit at 62, 67, or 70 — break-even and lifetime comparison.
SS BenefitRetirement
Estimate →
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RMD Calculator
2026 Required Minimum Distribution from IRA, 401k — IRS Uniform Lifetime Table.
RMDIRA
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Discount Calculator
Sale price, dollar savings & discount % — with tax and bulk quantity.
Sale PriceSavings
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View all 359 Financial Calculators →
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Health & Fitness Calculators
Highest traffic tools — BMI, calories, body fat & macros
22 tools
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BMI Calculator
Body Mass Index with visual gauge and healthy weight range.
WeightHealth
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Calorie Calculator
TDEE & daily calorie needs for weight loss, gain or maintenance.
TDEEDiet
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Body Fat Calculator
US Navy Method body fat percentage for men and women.
Navy MethodBody Fat
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Ideal Weight
Find your ideal weight using Hamwi, Devine, Miller & Robinson formulas.
Ideal Weight
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Macro Calculator
Daily protein, carbs & fat targets for keto, low-carb or balanced diets.
MacrosKeto
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TDEE Calculator
Total Daily Energy Expenditure with macro breakdown for your goal.
TDEEMacros
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Sleep Calculator
Best bedtime or wake-up time based on 90-minute sleep cycles and your age.
SleepCycles
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Running Pace Calculator
Pace, finish time, or distance for any race — 5K, 10K, half & full marathon.
RunningRace
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Ovulation Calculator
Fertile window and ovulation date from your last period and cycle length.
FertilityCycle
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BMR Calculator
Basal Metabolic Rate — calories burned at rest using Mifflin-St Jeor.
BMRMetabolism
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Due Date Calculator
Pregnancy due date, trimester & key milestones from LMP or conception date.
PregnancyDue Date
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Period Calculator
Next period date, fertile window & 6-month forecast from your cycle length.
PeriodCycle
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Calories Burned Calculator
Calories burned for 40+ activities — walking, running, cycling & gym.
ExerciseMET
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Pregnancy Calculator
Due date, pregnancy week & trimester from your last menstrual period.
PregnancyBaby
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Age Calculator
Exact age in years, months, days, weeks and hours from birth date.
BirthdayAge
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View all 22 Health Calculators →
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Unit Converters
Most searched converters in the USA — metric, imperial & everyday
114 tools
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Length Converter
Inches ↔︎ cm, feet ↔︎ meters, miles ↔︎ km & more.
MetricImperial
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Weight Converter
Pounds ↔︎ kg, ounces ↔︎ grams, stones & metric tons.
lbskg
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Temperature Converter
Fahrenheit ↔︎ Celsius ↔︎ Kelvin with instant comparison.
°F°C
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Roman Numerals
Number ↔︎ Roman numerals — for tattoos, dates & clock faces.
RomanDates
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Shoe Size Converter
US ↔︎ UK ↔︎ EU ↔︎ cm for men, women & kids.
USEU
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Military Time
12-hour AM/PM ↔︎ 24-hour military time with full chart.
24-HourClock
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Torque Converter
Nm ↔︎ ft-lb ↔︎ in-lb for automotive & DIY torque specs.
Nmft-lb
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Color Converter
HEX ↔︎ RGB ↔︎ HSL with live color preview — web & design.
HEXRGB
Convert →
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Volume Converter
Gallons ↔︎ liters, cups, fl oz, ml, pints & quarts.
GallonsLiters
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View all 114 Converters →
Why True Value Calc

Built for Accuracy, By Design

All 583 tools use clinically validated formulas, current tax data, and industry-standard benchmarks so every result you get is one you can trust.

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Instant Results

Results appear as you type — no page reloads, no waiting, no server calls.

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100% Private

All calculations run in your browser. Nothing is sent to any server — ever.

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Validated Formulas

Every calculator uses established standards — IRS tax brackets, clinical health formulas, and current financial benchmarks.